OYLABS
Mobile Apps

Klair — Personal Finance App

Klair is a privacy-first personal finance app that tracks expenses, income, subscriptions, and debts across 10+ currencies — no bank login required. Built by OY Labs with AI receipt scanning, a smart dashboard, and a clean mobile-first interface targeting multi-currency users and international freelancers.

Project Overview

Klair was built from a specific frustration: most personal finance apps assume you live in one country, bank with one institution, and spend in one currency. For international freelancers, expats, and multi-currency earners — the exact users who most need financial clarity — these apps consistently fail. The core principle is privacy-first, no-bank-link tracking. Users add transactions manually or by photographing a receipt — the AI receipt scanner extracts merchant, amount, date, and category automatically. No bank credentials are ever requested, and no transaction data is sold to third parties. Financial data is encrypted in transit and at rest, protected by PIN-based account security. Multi-currency is a first-class feature, not a workaround. Klair natively supports TRY, USD, EUR, GBP, AED, SAR, EGP, QAR, JPY, CNY, and custom currencies — users can hold balances in multiple currencies simultaneously and see a consolidated net balance across all of them. This makes Klair genuinely useful for the growing population of professionals who earn in one currency and spend in another. The smart dashboard surfaces net balance, income total, spending total, and category breakdowns in a single view. A subscription tracker provides a consolidated view of recurring charges — one of the most common sources of invisible financial drain. The debt and loan tracker logs who owes whom, with due dates and running balances for splitting expenses with friends, family, or clients. Klair is available on web with a mobile app targeting Q3 2026. Pricing is .99/month or .99/year for the Pro plan, with a free tier and a founding member offer of one month Pro free for early sign-ups.

Technology Stack

React NativeMobile AppMulti-currencyAI / OCRPrivacy-FirstFintech

Delivery Highlights

Production-grade architecture with full system documentation

Zero-downtime deployment pipeline established from day one

Performance benchmarked and validated pre-launch across all metrics